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Tuesday, September 8, 2009

That's Unpossible: American Express Increases Line Of Credit?!

You would have thought the world was coming to an end, the way stories have been talking for the last year now about banks reducing available credit limits on credit cards and other open lines.

So imagine my surprise when we got a letter in the mails today that says:*

"Dear VFD Krew,

"Based on your responsible credit history, we are pleased to inform you that your Line of Credit has been increased.

"Effective immediately, your new credit limit is [double the old limit].

"Blah blah blah,

"Sincerely,
(signed)
"Da Bizzoss,
"President & CEO, Consumer Services"

Somebody call Clark Howard!

Pay your bills people. The old axiom is coming back in to 'truism' status: "You can't get credit unless you don't really need it."

********
Yes, this is the same card we are paying 0% interest on, charging thousands of dollars a month to, and they are paying us a couple of hundred dollars a year to use.

*note: the letter has been paraphrased to make it more interesting (and shorter)

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