If you don't know what fractional reserve lending is, know that it is a large part of the reason we are currently in a deflationary depression, and click over to Michael Shedlock's explanation of why this ubiquitous banking practice is fraudulent.
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I will review your comments prior to publishing them. Almost all comments are approved and published within a day or two. When you post a comment, Please bear in mind that you are addressing me personally. To be clear: I generally prefer clarity to agreement. Make your point, but be nice about it and don't annoy me, and you will likely see your comments published here.
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