Rewind to The Beginning. You want to have an institution of higher learning for the betterment of mankind, and to let people get closer to God* in an institutional setting. You put together the best and brightest minds of your day and charge students a fee for admission. You get more and more students, who are all paying tuition fees, and you can-and-have to hire more professors and expand your facilities. You have to have increased costs. This leads to:
College is expensive. You get a loan. Everyone else gets a loan. The college has lots of money to buy expensive stuff. They get more expensive stuff and people keep paying, so tuition goes up.
College is so expensive you need a loan you can't afford. The government will give you money (Pell grants) or guarantee your loan. Then the college will have a bigger revenue stream, buy more fancy stuff and hire more (expensive) professors, and raise tuition.
Now -as of last week- the government will be giving you more money for college (as part of the new Socialist Medicine law) and making the loans per se instead of guaranteeing them. This will lead once again to higher education costs for all.
The student loan reform is billed as a way to make college more affordable. This is a headfake, and it works because you went to government schools. If you don't want to go to the government for a loan or a private bank for a more-expensive loan, you are going to be even farther away from being able to afford "higher" education.
Fast Forward to the Socialist utopia they want, and it will be so expensive to go to college they will just rob EVERYONE at gunpoint to pay for it, as they currently do for primary and secondary school "education." Then, you see, post-secondary education will be "free."
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*That's right, closer to God. You'd be surprised how many hudreds-of-years-old colleges and universities in the United States started off as religious or partially-religious schools. You'd be surprised because they've mostly banned God on campus anymore.
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