Insurance Rate Increases: Too Early To Tell

The radio news, in typical leftist fashion, quoted without comment some idiot who said it is too early to tell if the changes being forced on your private health insurance plan will cause your rates to rise.

It was too early to tell before they started the debate about the law. Now, we are assured of a certainty that you will very likely drop your health insurance because the rates will go up so much. This, by the way, is intentional.

Let's see . . . effective tomorrow, you get:

No lifetime limits. You might cost a hundred million dollars, and it will be covered. No, that couldn't cost your insurer more.

No co-pay for preventive care. You might actually GO to the doctor twice a year like "they" say you should now, instead of your (my) habit of seeing a doctor once in a decade or so. No, that won't cost more, either.

Specialists may be designated as primary care providers. No, seeing a doctor with a $340 office visit fee vs. an $85 fee won't cost more either, especially if you go to see them more often because it's "free."

Your health care payment insurance plan is about to get A LOT more expensive. Then you will drop the plan. The insurance company will have less revenue. Then the guy in the next cubicle will get sick (because after all, disease only happens to "other" people) and come up with a fat medical bill. He dropped his insurance at the same time you did, but now his "pre-existing condition" won't prevent him from getting insurance. So he'll sign up for insurance at the hospital, juice the insurance company for a few thousand dollars, and drop his plan again. This is what the people who wrote Obamacare WANT to have happen.

Wait, what? Why would they want that?

Because this is a simple recipe for financial ruin for private health insurance companies. Your only resort when the last private plan goes under: The Government Option. They WANT to control your access to health care, so you will side with them at election time. "Those mean-ol' Republicrats want to take your health care away!!!" and then you will vote for the Demicans, who will care for you as a proper Nanny State should.