I'm about to cut an uncomfortably-large check to pay off American Express for last month's purchases. The minimum payment is about 2% of the total due.
I know the real answer to the question is "you're not," but how are you supposed to pay back a debt making 2% payments and paying out 13% interest?
And how are you going to run a Finance Committee if you have a history of defaulting on tens of thousands of dollars in credit card debt? Oh, sorry, those topics are completely unrelated. Riiiight.
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