Looking at refinancing when rates are at 4.5% instead of 5%: Good!
Waiting to caulk some joints around the house for several years, until the caulk in a sealed/new tube cures: Bad.
Oh well.
At least I found one tube of silicone I could use to seal around the toilet. You know, the one I had to replace the wax ring underneath? No? Oh, well I did. Ah, the joys of home ownership.
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