Private "Healthcare" Death Panels!

I have been hearing an awful lot of people with pre-existing conditions and/or soft brains, whining about how the evil rich insurance companies with their 2% profit margins are denying their claims for payment for medical care. They are saying "there are already death panels . . . in the insurance companies!"

1) which would you rather trust: a private company with a 4% to 6% claim refusal rate, or the people currently running the insurance company with the highest refusal rate of all 1,300-odd insurers in America (at 8%, Medicare), the Federal Government?
2) if there weren't so many deep insurance company and .gov (taxpayer) pockets to pay increasingly-large health care bills, a situation brought about in no small part by government intervention in the medical industry . . . that is to say, if you had to pay for your own medical care:
a) it would be WAY cheaper
b) you would be your OWN death panel!

What?

Consider. If you were faced with the choice of either losing 6 months off the end of your life, or putting your own wife and children $100,000 into debt and still dying six months later, would you still demand that chemotherapy? Would you burden your own family with that debt?

Consider. The government AND the insurance company are taking money that would otherwise be going to my wife and kids, to pay for your health care, but you have no problem demanding that the mean ol' health care insurer and/or the taxpayer (medicare) provide you with that same chemotherapy at a cost of $100,000.

. . but . . .

(I know, I'm a jerk)

. . . you should

If your insurance agent didn't have the call to make, between profitability and your care
If your government agency didn't have the call to make, between your care and your society's budget
If the choice were on you to decide whether or not YOU would pay for your care, or die . . .

You would be your private death panel.